Chaff

My Scottish grandfather, sadly departed and one of the greatest influences in my life, called his loose change "chaff". At the end of every day, he emptied the chaff out of his pockets into a jar. Every few months, he deposited the money in the jar into a bank account set aside for my brother and I. Even though the daily amounts were tiny, by the time I was 18 the account had around $6000 in it, and when I graduated from high school, he gave me a $3000 gift. The gift was of course appreciated, but in many respects, the thing that meant the most was that he had planned the gift for so long. I plan on continuing this tradition if I have children of my own.